— LEGAL
Legal Disclosures & Policies
Last updated: January 2025
Privacy Policy
Assist One Malaysia Sdn. Bhd. ("Assist One", "we", "us") is committed to protecting your personal data in accordance with the Personal Data Protection Act 2010 (PDPA) of Malaysia.
Data We Collect
We collect personal data necessary for the provision of investment advisory and management services, including: full name, identification documents, contact details, financial information, investment preferences, and transaction records.
How We Use Your Data
Your personal data is used to: (i) provide and administer investment services; (ii) comply with legal and regulatory obligations, including AML/CFT requirements; (iii) communicate with you about your portfolio and our services; (iv) improve our services and conduct research.
Data Sharing
We do not sell or rent your personal data. We may share data with: licensed custodians holding your assets; regulatory authorities as required by law; service providers operating under data processing agreements; professional advisors (auditors, legal counsel) under confidentiality obligations.
Your Rights
Under the PDPA, you have the right to access, correct, and withdraw consent for the processing of your personal data. To exercise these rights, contact our Data Protection Officer at [email protected].
Data Retention
We retain personal data for a minimum of 7 years after the termination of the client relationship, as required by the Capital Markets and Services Act 2007 and related regulations.
Important Disclosures
Regulatory Status
Assist One Malaysia Sdn. Bhd. holds a Capital Markets Services (CMS) License (License No. [XXXXXXX]) issued by the Securities Commission Malaysia under the Capital Markets and Services Act 2007. We are authorized to carry out the regulated activity of Fund Management.
Independence & Conflicts of Interest
Assist One operates as a fully independent investment advisor. We do not accept commissions, referral fees, soft dollars, or any other form of remuneration from fund managers, product providers, or any third party. Our sole source of revenue is the fees paid directly by our clients. We maintain a written Conflicts of Interest Policy, available upon request.
No Guarantee of Returns
Past performance is not indicative of future results. All investment strategies involve risk, including the potential loss of the entire amount invested. No representation is made that any investment strategy will or is likely to achieve results similar to those shown.
Not an Offer
Nothing on this website or in any communication from Assist One constitutes an offer to sell, a solicitation to buy, or a recommendation for any security or investment product. Any investment decision should be made after consulting your own legal, tax, and financial advisors.
Fee Structure
Assist One charges transparent, asset-based annual management fees. Fees are calculated on the average daily net asset value of the portfolio and billed quarterly in arrears.
| PORTFOLIO SIZE (MYR) | ANNUAL FEE |
|---|---|
| 500,000 – 2,000,000 | 1.50% p.a. |
| 2,000,001 – 5,000,000 | 1.25% p.a. |
| 5,000,001 – 15,000,000 | 1.00% p.a. |
| 15,000,001 – 50,000,000 | 0.75% p.a. |
| Over 50,000,000 | Negotiable |
Additional costs: Third-party transaction costs, custodian fees, and underlying fund charges are disclosed separately. No performance fees are charged. No minimum fee applies to clients above the MYR 500,000 minimum.
Risk Warnings
Important Risk Notice
Investing involves risk. The value of investments and the income derived from them can go down as well as up. You may not get back the amount you invested. Past performance is not a reliable guide to future performance.
Market Risk
The value of equity and fixed income securities fluctuates with market conditions, economic factors, and investor sentiment. A general market decline may materially reduce the value of your portfolio.
Currency Risk
Investments in foreign-denominated assets are subject to exchange rate movements. A decline in the relevant foreign currency against the Malaysian Ringgit (MYR) may reduce the MYR value of your portfolio, even if the underlying investment performs well.
Liquidity Risk
Some investments, particularly private equity, real assets, and certain fixed income instruments, may not be readily convertible to cash. In stressed market conditions, even liquid assets may be difficult to sell without significant price concessions.
Credit Risk
Fixed income and debt investments are subject to the risk that the issuer may default on interest or principal payments. This risk is higher for lower-rated or unrated securities.
Concentration Risk
Portfolios with concentrated positions in individual securities, sectors, or geographies may experience greater volatility than more broadly diversified portfolios.
Leverage Risk
Where leverage is employed (borrowing to invest), losses may be amplified beyond the initial investment amount. Assist One does not employ leverage in standard advisory portfolios without explicit client consent.
Regulatory Information
Licensing Authority: Securities Commission Malaysia (SC), Suruhanjaya Sekuriti Malaysia
License Type: Capital Markets Services License (Fund Management)
License Number: [XXXXXXXXX]
AML/CFT Reporting: Registered with Financial Intelligence Unit, Bank Negara Malaysia
Company Registration: [XXXXXXXX-X], Companies Commission of Malaysia (SSM)
Clients and prospective clients may lodge complaints or inquiries with the Securities Commission Malaysia: SC Aduan: 1-800-88-1260 | [email protected]